Buying your first home can be an overwhelming, scary, exhilarating and liberating all at the same time! Buying a home is usually the largest investment that you will make in your lifetime. It is essential that as a first time home buyer in the Saskatoon or surrounding area real estate market, you would work with someone who is experience with first time buyers. First time buyers will usually have more questions that people who have purchased real estate previously. Buying a home is not a simple process especially when you are not familiar with it. You may not know what price range of properties you can look at, what mortgage payments you can afford, or how the general home buying process works. As a first time buyer I generally recommend getting to a bank or seeing a mobile mortgage specialist as soon as possible to determine what you can afford and what you are comfortable with paying each month. They can ‘pre-approve’ you which is the first step in getting you an affordable home to get you started in the market.
I can provide the answers to your questions and walk you through the entire process, from viewing potential homes to making an offer to setting up mortgage financing. Although buying your first home can be overwhelming, you can be confident that I will be available to help you every step of the way. I enjoy the process as much as you do, it is very exciting! I still remember buying my first home and all of the questions that I had. Having a Saskatoon real estate agent that was willing to be available and answer my questions made the process so much easier and calming. This is the same commitment I make to all my first time buyers, and anyone that I work with.
There are many reasons a person should buy a home, but the most common are:
- It is a great investment. With the steady increase in Saskatoon real estate and the limited amount of rental properties in our city, it is important to get into the market as soon as you can. It is smart to get your foot on the first rung of the property ladder. Chances are you will not be able to start out by buying your dream home, but it is the first step in advancing to that dream and to build some equity to put towards your next home.
- Two out of three Canadian families own a home-which is one of the highest rates of home ownership in the world.
- You don’t have to worry about getting kicked out or having your monthly payments increased suddenly and permanently. You lock in your monthly payments for several years and your house will generally get more valuable over that time.
- Don’t forget pride and comfort in owning your own home. You can customize it however you want and can do what you want inside your own home!
If you are someone that is interested in getting involved into the Saskatoon real estate market and buying your first home I would be happy to work with you and make the process as simple as possible. For additional information on buying a home in Saskatoon or the surrounding area contact me anytime.